Privacy Policy

  1. Introduction

This Privacy Policy explains how The Entrepreneurs 45+ Network (“we,” “us,” or “our”) collects, uses, protects, and shares your personal information when you use The Entrepreneurs 45+ Network website, mobile application, and services (collectively, the “Service”).

We are committed to protecting your privacy and handling your personal information responsibly. This policy describes your privacy rights and how the law protects you.

  1. Information We Collect

2.1 Information You Provide Directly

Account Registration:

  • Full name and email address
  • Username and password
  • Date of birth (to verify age eligibility)
  • Professional background and experience
  • Business goals and interests

Payment Information:

  • Billing name and address
  • Payment method details (processed securely by third-party payment processors)
  • Transaction history and billing records

Communications:

  • Messages sent through our platform
  • Email correspondence with our support team
  • Community forum posts and comments
  • Coaching call participation and questions
  • Survey responses and feedback

Profile Information:

  • Professional experience and expertise
  • Business interests and goals
  • Profile photo (optional)
  • Contact preferences and settings

2.2 Information Collected Automatically

Usage Data:

  • Pages visited and time spent on our Service
  • Features used and content accessed
  • Download and completion records for course materials
  • Login frequency and session duration
  • Device information and browser type

Technical Information:

  • IP address and location data
  • Cookie and tracking technology data
  • Device identifiers and operating system
  • Referral sources and website analytics
  • Error logs and performance data

2.3 Information from Third Parties

Payment Processors:

  • Transaction verification and fraud prevention data
  • Payment success and failure notifications

Social Media (if you choose to connect):

  • Public profile information from connected social accounts
  • Professional background from LinkedIn (if authorized)

Marketing Partners:

  • Referral source information
  • Campaign performance data (aggregated and anonymized)
  1. How We Use Your Information

3.1 Service Provision

  • Create and manage your membership account
  • Process payments and maintain billing records
  • Deliver course content and educational materials
  • Facilitate access to coaching calls and community features
  • Provide customer support and technical assistance
  • Send important service announcements and updates

3.2 Communication

  • Send welcome emails and onboarding information
  • Deliver weekly course materials and notifications
  • Provide coaching call reminders and recordings
  • Send membership renewal and billing notifications
  • Respond to your questions and support requests

3.3 Marketing (with your consent)

  • Send educational content and business tips
  • Notify you about new courses or services
  • Share relevant industry news and insights
  • Invite you to special events or promotions
  • Request feedback and testimonials

3.4 Service Improvement

  • Analyze usage patterns to improve our content
  • Identify technical issues and enhance performance
  • Develop new features and educational materials
  • Conduct research on learning effectiveness
  • Generate aggregated statistics and insights

3.5 Legal and Security

  • Comply with legal obligations and regulations
  • Protect against fraud and unauthorized access
  • Enforce our Terms of Service and policies
  • Respond to legal requests and court orders
  • Maintain business records and documentation
  1. Legal Basis for Processing (GDPR)

For EU residents, we process your personal information based on:

Contract Performance: Processing necessary to provide our Service and fulfill our membership agreement with you

Legitimate Interest: Improving our Service, preventing fraud, and conducting business operations

Consent: Marketing communications and optional features (you may withdraw consent at any time)

Legal Obligation: Compliance with applicable laws and regulations

  1. Information Sharing and Disclosure

5.1 We Do Not Sell Your Personal Information

We do not sell, rent, or trade your personal information to third parties for their marketing purposes.

5.2 Service Providers

We may share your information with trusted third-party service providers who assist us in:

  • Payment processing (Stripe, PayPal, etc.)
  • Email delivery and marketing automation
  • Website hosting and content delivery
  • Customer support and help desk services
  • Analytics and performance monitoring
  • Legal and accounting services

All service providers are contractually obligated to protect your information and use it only for the specified purposes.

5.3 Legal Requirements

We may disclose your information when required by law or when we believe disclosure is necessary to:

  • Comply with legal process or government requests
  • Enforce our Terms of Service or other agreements
  • Protect our rights, property, or safety
  • Protect the rights, property, or safety of our users
  • Prevent fraud or other illegal activities

5.4 Business Transfers

In the event of a merger, acquisition, or sale of business assets, your information may be transferred as part of the transaction. We will notify you of any such transfer and any choices you may have regarding your information.

5.5 Community Features

Information you share in community forums, coaching calls, or testimonials may be visible to other members. Please consider this when sharing personal or sensitive information in public areas of our Service.

  1. Data Security

6.1 Security Measures

We implement appropriate technical and organizational measures to protect your personal information, including:

  • Encryption of data in transit and at rest
  • Secure authentication and access controls
  • Regular security assessments and updates
  • Employee training on data protection
  • Incident response and breach notification procedures

6.2 Payment Security

Payment information is processed by PCI-compliant third-party payment processors. We do not store complete credit card numbers or sensitive payment data on our servers.

6.3 Account Security

You can help protect your account by:

  • Using a strong, unique password
  • Keeping your login credentials confidential
  • Logging out after each session on shared devices
  • Notifying us immediately of any suspicious activity
  1. Data Retention

7.1 Retention Periods

We retain your personal information for as long as necessary to:

  • Provide our Service and support your membership
  • Comply with legal obligations and business requirements
  • Resolve disputes and enforce our agreements

Specific retention periods:

  • Active member data: Throughout membership plus 3 years
  • Payment records: 7 years for tax and legal compliance
  • Support communications: 3 years after resolution
  • Marketing communications: Until you unsubscribe

7.2 Data Deletion

Upon account termination or request, we will:

  • Delete or anonymize your personal information where possible
  • Retain certain data as required by law or legitimate business needs
  • Provide confirmation of data deletion upon request
  1. Your Privacy Rights

8.1 Access and Portability

  • Request a copy of the personal information we hold about you
  • Receive your data in a structured, machine-readable format
  • Transfer your data to another service provider where technically feasible

8.2 Correction and Updates

  • Update or correct inaccurate personal information
  • Complete incomplete personal information
  • Request verification of data accuracy

8.3 Deletion and Restriction

  • Request deletion of your personal information (subject to legal requirements)
  • Restrict or limit how we process your personal information
  • Object to processing based on legitimate interests

8.4 Marketing Communications

  • Unsubscribe from marketing emails at any time
  • Opt out of promotional communications while retaining essential service notifications
  • Update your communication preferences in your account settings

8.5 Exercising Your Rights

To exercise your privacy rights, contact us at:

  • Email: [privacy@entrepreneurs45plus.com]
  • Include your full name and email address for verification
  • Specify which rights you wish to exercise
  • We will respond within 30 days of verified requests
  1. Cookies and Tracking Technologies

9.1 Types of Cookies

Essential Cookies: Required for basic website functionality and security

Analytics Cookies: Help us understand how visitors use our website

Functional Cookies: Remember your preferences and settings

Marketing Cookies: Used to deliver relevant advertisements (with your consent)

9.2 Cookie Management

You can control cookies through:

  • Your browser settings and preferences
  • Our cookie consent banner (for marketing cookies)
  • Third-party opt-out tools for advertising cookies

Note: Disabling essential cookies may limit website functionality.

9.3 Third-Party Analytics

We use Google Analytics and similar services to understand website usage. These services may collect information about your visits to our site and other websites. You can opt out through:

  • Google Analytics Opt-out Browser Add-on
  • Privacy settings in your browser
  • Third-party privacy tools and extensions
  1. International Data Transfers

If you are located outside the United States, your information may be transferred to and processed in the United States where our servers and service providers are located.

We ensure appropriate safeguards for international transfers through:

  • Standard contractual clauses with service providers
  • Adequacy decisions where applicable
  • Other appropriate transfer mechanisms as required by law
  1. Children’s Privacy

Our Service is not intended for individuals under 18 years of age. We do not knowingly collect personal information from minors. If we become aware that we have collected personal information from a minor, we will take steps to delete such information promptly.

  1. California Privacy Rights (CCPA)

California residents have additional rights under the California Consumer Privacy Act:

12.1 Right to Know

  • Categories of personal information collected
  • Sources of personal information
  • Purposes for collecting personal information
  • Third parties with whom information is shared

12.2 Right to Delete

  • Request deletion of personal information we have collected
  • Subject to certain exceptions for legal compliance and business needs

12.3 Right to Opt-Out

  • Opt out of the sale of personal information (Note: We do not sell personal information)

12.4 Non-Discrimination

  • We will not discriminate against you for exercising your CCPA rights

To exercise CCPA rights, contact us at [privacy@entrepreneurs45plus.com]

  1. Updates to This Privacy Policy

We may update this Privacy Policy periodically to reflect:

  • Changes in our data practices
  • New legal requirements
  • Improvements to our Service
  • Feedback from users and privacy advocates

We will notify you of material changes by:

  • Posting the updated policy on our website
  • Sending email notifications to active members
  • Providing prominent notice within our Service

Your continued use of the Service after changes indicates acceptance of the updated Privacy Policy.

  1. Contact Information

For questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us:

Privacy Officer
Email: support@entrepreneurs45plus.com
Address: 4270 Oak Park Drive, Mt, Olive AL 35117

Response Time: We respond to privacy inquiries within 30 days.

Data Protection Officer (for EU inquiries): [If applicable]

This Privacy Policy was last updated on September 4, 2025 and is effective immediately for all users of The Entrepreneurs 45+ Network.