Terms of Service

  1. Acceptance of Terms

By accessing or using The Entrepreneurs 45+ Network website, mobile application, or services (collectively, the “Service”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you may not access or use the Service.

These Terms constitute a legally binding agreement between you and [Your Legal Business Name] (“we,” “us,” or “our”).

  1. Description of Service

The Entrepreneurs 45+ Network is an online educational membership platform providing business training, coaching, and community support specifically designed for entrepreneurs aged 45 and older. Our Service includes:

  • 36-week comprehensive business building curriculum
  • Weekly skill lab workbooks and implementation materials
  • Live coaching calls and recorded sessions
  • Private member community and forums
  • Resource libraries and business templates
  • Email support and guidance
  1. Membership and Account Registration

3.1 Eligibility

You must be at least 18 years old to use our Service. By using the Service, you represent that you meet this age requirement.

3.2 Account Creation

To access certain features of the Service, you must create an account by providing accurate, current, and complete information. You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized use
  • Ensuring your account information remains accurate and up-to-date

3.3 Account Restrictions

You may maintain only one active membership account. Creating multiple accounts to circumvent limitations or obtain multiple trial periods is prohibited.

  1. Membership Plans and Billing

4.1 Membership Options

We offer the following membership plans:

  • Monthly Membership
  • Annual Membership
  • Lifetime Membership

4.2 Billing and Payment

  • All fees are payable in advance and non-refundable except as expressly provided in our Refund Policy
  • Monthly memberships automatically renew each month unless cancelled
  • Annual memberships automatically renew each year unless cancelled
  • You authorize us to charge your payment method for all applicable fees
  • Price changes will be communicated 30 days in advance for existing members

4.3 Failed Payments

If payment fails, your account may be suspended until payment is resolved. We may attempt to process payment multiple times. Continued payment failures may result in account termination.

  1. Membership Benefits and Access

5.1 Content Access

Active members receive access to:

  • All course materials and video content
  • Weekly skill lab workbooks and templates
  • Live and recorded coaching sessions
  • Private member community
  • Resource libraries and bonus materials

5.2 Access Limitations

  • Content is licensed for personal use only
  • Access is contingent on maintaining active membership (except Lifetime members)
  • We reserve the right to modify or discontinue any content or feature
  • Technical requirements must be met for optimal access
  1. Intellectual Property Rights

6.1 Our Content

All content, materials, and intellectual property provided through the Service are owned by us or our licensors and are protected by copyright, trademark, and other intellectual property laws. This includes but is not limited to:

  • Course videos and audio content
  • Workbooks and written materials
  • Templates and business tools
  • Community discussions and coaching content

6.2 License to Use

We grant you a limited, non-exclusive, non-transferable license to access and use our content solely for your personal educational purposes while your membership is active.

6.3 Restrictions

You may not:

  • Copy, distribute, or share course materials with non-members
  • Record, reproduce, or redistribute any video or audio content
  • Use our content for commercial purposes without written permission
  • Reverse engineer or attempt to extract source materials
  • Remove copyright or proprietary notices from any materials

6.4 User-Generated Content

By posting content in our community forums or providing feedback, you grant us a non-exclusive, worldwide, royalty-free license to use, display, and distribute such content for Service improvement and promotional purposes.

  1. Community Guidelines and Conduct

7.1 Acceptable Use

You agree to use the Service and community features respectfully and professionally. You may:

  • Share experiences and ask questions relevant to entrepreneurship
  • Provide constructive feedback and support to other members
  • Participate in discussions that advance learning and growth

7.2 Prohibited Activities

You may not:

  • Harass, abuse, or discriminate against other members
  • Share inappropriate, offensive, or harmful content
  • Promote competing products or services
  • Spam or send unsolicited messages to other members
  • Share false or misleading information
  • Violate any applicable laws or regulations
  • Attempt to gain unauthorized access to the Service or other accounts

7.3 Enforcement

We reserve the right to remove content, suspend accounts, or terminate memberships for violations of these guidelines. Decisions regarding violations are made at our sole discretion.

  1. Cancellation and Termination

8.1 Your Right to Cancel

  • Monthly memberships: Cancel anytime; access continues until end of current billing period
  • Annual memberships: Cancel anytime; no prorated refunds except during 14-day guarantee period
  • Lifetime memberships: Cannot be cancelled but may be suspended for Terms violations

8.2 Our Right to Terminate

We may suspend or terminate your membership immediately if you:

  • Violate these Terms or our Community Guidelines
  • Engage in fraudulent or illegal activities
  • Abuse the refund policy or engage in chargebacks without prior contact
  • Pose a security risk to the Service or other members

8.3 Effect of Termination

Upon termination:

  • Your access to the Service will be immediately revoked
  • You must cease all use of our intellectual property
  • Downloaded materials must be deleted
  • Community posts may remain visible unless removal is requested
  • No refunds will be provided except as outlined in our Refund Policy
  1. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

  1. Disclaimers and Limitation of Liability

10.1 Educational Purpose

The Service is provided for educational and informational purposes only. We do not guarantee any specific business results or income from using our materials.

10.2 No Professional Advice

Content provided through the Service does not constitute professional legal, financial, tax, or business advice. You should consult qualified professionals for specific guidance related to your situation.

10.3 Service Availability

We strive to maintain continuous service availability but do not guarantee uninterrupted access. The Service may be temporarily unavailable due to maintenance, technical issues, or circumstances beyond our control.

10.4 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

  • OUR LIABILITY TO YOU IS LIMITED TO THE AMOUNT YOU PAID FOR MEMBERSHIP IN THE 12 MONTHS PRECEDING ANY CLAIM
  • WE ARE NOT LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
  • WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE
  1. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, losses, or expenses arising from:

  • Your use of the Service
  • Your violation of these Terms
  • Your violation of any third-party rights
  • Any content you submit or share through the Service
  1. Dispute Resolution

12.1 Governing Law

These Terms are governed by the laws of Alabama and the United States, without regard to conflict of law principles.

12.2 Arbitration

Any disputes arising from these Terms or your use of the Service will be resolved through binding arbitration rather than in court, except for claims that may be brought in small claims court.

12.3 Class Action Waiver

You agree that any arbitration or legal proceeding will be limited to the dispute between you and us individually. You waive any right to participate in class action lawsuits or class-wide arbitration.

  1. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Service with an updated “Last Updated” date. Your continued use of the Service after changes constitutes acceptance of the modified Terms.

Material changes affecting membership benefits or billing will be communicated via email at least 30 days in advance.

  1. Miscellaneous

14.1 Entire Agreement

These Terms, along with our Privacy Policy and Refund Policy, constitute the entire agreement between you and us regarding the Service.

14.2 Severability

If any provision of these Terms is found unenforceable, the remaining provisions will continue in full force and effect.

14.3 Assignment

You may not assign or transfer your membership or these Terms without our written consent. We may assign these Terms without restriction.

14.4 Force Majeure

We are not liable for delays or failures in performance due to circumstances beyond our reasonable control, including natural disasters, government actions, or technical failures.

  1. Contact Information

For questions about these Terms, please contact us at:

Email: support@entrepreneurs45plus.com
Address: 4270 Oak Park Drive, Mt. Olive AL 35117

Response time for legal inquiries: Within 3 business days

By using The Entrepreneurs 45+ Network, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.